Wells fargo active cash card reddit.

equipment and Your Eligible Card(s) You use to activate the Deal(s). We ... For credit cards, the cash back will appear in the form of a statement credit from.I've never had a credit card. I've had a bank account with Wells Fargo for the past 5 years and wanted a card that integrates with that for simplicity sake. I was wondering whether it'd be a bad idea to apply for the Wells Fargo Active Cash Card. I'm worried I'll be denied and then have to reapply to worse cards with a lower credit score.View community ranking In the Top 1% of largest communities on Reddit. If you are considering open a 2% flat rate credit card, I would not recommend wells fargo active cash . It seems on top of the 25 dollar redeeming threshold for redeeming reward, you also need to redeem in 25 dollar increment. I got 92 dollar in rewards and when I tried to …Your only option is to get shafted by Wells Fargo or cancel your card and effect your credit. No one is getting "shafted by Wells Fargo" in the switchover. Wells Fargo will let you keep multiple Active Cash cards, and while you can't switch from Propel to Autograph, you can switch from Active Cash to Autograph. 53.

More specifically, the Wells Fargo Active Cash® Card, the Wells Fargo Reflect, and the Wells Fargo Autograph℠ Card offer a minimum credit limit of at least $1,000. What you need to know about Wells Fargo credit card limits: Wells Fargo starting credit limit: It’s important to remember that $1,000 is the lowest credit limit you’ll start...Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.Citi Double Cash vs Wells Fargo Active Cash Credit Limits. I originally was going to apply for the Citi DC but the SUB ended. I heard some bad things about WF that makes me leery. I am looking for whatever card will give me the highest limit. I am doing a home reno and would like to get higher cash back. Not the biggest need for travel now.

The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ...Wells Fargo is among the most corrupt businesses on earth. I have the paperwork to prove it. Because they know who to bribe they are getting away with murder. Do not under any circumstances do business with Wells Fargo. Run like hell. They bought my mortgage and it was the beginning of a decade of entitled thievery. Don’t!

If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature.Thoughts on Wells Fargo Credit Cards. I am considering opening a Wells Fargo Active Cash Credit card for expenses that don't fit into any of the popular rewards or cash back categories. I have my rotating categories covered by other cards. However, I am somewhat skeptical of starting a relationship with Wells Fargo because of the recent scandals.aManAmongAmens • 1 yr. ago. I have heard that the Active Cash earns Go Far Rewards points, and thus would pair with the Visa Signature for the 50% boost when redeeming points for airfare on the WF travel portal. I read a lot about the Active Cash after it was released, and there were a few threads about it on this subreddit, and I think that ...

Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ...

Wells Fargo got put on mainstream media while the other big banks only get financial news media. Because of this there is a heavy bias against Wells Fargo vs the other banks as the average joe might see a passing article online, on TV, in newspaper, etc. A much smaller portion of the population pay attention to the financial news section.

Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There’s no spend cap on 3% and 2% categories either.Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card. 13 Jun 2023 ... Fake websites that look like the official Wells Fargo official site can trick victims into disclosing their credit card numbers or login ...thats if the active cash can pool the rewards with visa signatures 1.5 bonus on flights. IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, $200 SUB with $1000 spend in the first 3 months) and the Citi Custom Cash ...

Last i checked, Wells fargo active cash $250 bonus was available till 10/2 in branch. is it still available?Zelle is a person-to-person (P2P) payment service that was originally founded under the name clearXchange in 2011 by the Bank of America, JP Morgan Chase and Wells Fargo. Zelle is an easy-to-use platform for sending and receiving money betw...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I'll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature.

I am looking for a card to initially be a BT card that can then be used as an every day or weekly usage card afterwards. I currently have: Amazon…I work in the Credit Card Payment Processing World. AMA! 110. 189. r/CreditCards. Join. • 2 days ago.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs."The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.'s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year."I just had my own little saga with a Wells Fargo Active Cash card and fraudulent Amazon Prime charges. Got compromised on Nov. 18th, got compromised a second time on Dec. 18th, received an expedited card on Dec. 20th, and it got compromised yesterday. All the same charge.Rent: You'll earn 1 rewards point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of One Hundred Thousand (100,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment.Get WF Autograph first since AMEX is easier to get. If you get both cards then get the Active Cash at a later date, you'll have an excellent three card setup: Autograph for the 3% stuff. Active Cash for 2% catch all. BCE for Supermarkets, most online retailers, and if you are willing to sign up + pay for it: Primary Rental Car Insurance.Before you fill out an application, it’s a wise idea to learn more about Wells Fargo’s various credit cards, especially when it comes to their benefits and limitations. Like many financial institutions, its list of available cards tends to ...Good thing I opened a Wells Fargo checking account recently for a $325 bonus. Wonderful news. The $25 minimum (and, worse, $25 increments!) was one of the Autograph's (and Active Cash's) biggest weaknesses, IMO, especially after Citi eliminated the $25 minimum on the Double Cash. It also didn't even make that much practical sense for WF, given ...

Similarly, Wells Fargo ATM cash reward withdrawals can only be completed in $20 cash rewards increments (2,000 points). These restrictions aren’t a big issue unless you’re in a pinch, though ...

Got approved for the Wells Fargo Active Cash card! I had applied a week earlier for the card and it had taken so long to hear back but they finally approved me and I've got a credit limit of $2500! Time to redeem all those flat rate 2% cash back! Vote. 2 comments. Add a Comment.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We …If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count.Wells Fargo Business Elite Signature Card. Finder Rating: 4.3 / 5: ★★★★★. Up to 1.5% cash back. $0 intro annual fee for the first year ($125 thereafter) 10.99% variable. Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $15,000 in the first 3 months of account open date. View details.As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve.I have Wells Fargo Active Cash (got in July 2022), Autograph (January 2023), Cashwise card (got in 2017 and don't use anymore because it's only 1.5% cash back) and a Wells Fargo checking account. Everything Wells Fargo has promised to do so far, it's done.Based on identical spending inputs, you'll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread across ...9 stayyfr0styy • 2 yr. ago They no longer offer the propel? 3 juniorsdca • 2 yr. ago No. They killed it off in April. : ( stayyfr0styy • 2 yr. ago Honestly with the chase freedom flex I didn't see a big benefit in the propel anymore. I still carry it for some reason though. 2 blue2841 • 2 yr. agoTo learn of any changes, call 1-866-229-6633. Part 1: Important Details About Using This Credit Card Account What is this application for? What do you agree to by applying for …Call 1-800-642-4720 or visit a Wells Fargo location . 1. Additional terms and conditions apply. Balance transfers have no grace period. If your card earns rewards through Wells Fargo Rewards ®, rewards will not be earned on balance transfers. If you transfer amounts owed to another creditor and maintain a balance on this credit card account ...Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments.

Overall, it's good because the active cash gives you double (2%) cash back on all purchases with no downside compared to the old cards. Line of credit is how much you can spend, credit limit. Cash advance is how much physical cash you can withdraw at an ATM. Cash advances usually have high fees, so avoid this.I told them to get the other card since the active cash has a $25 minimum in order to redeem your cash back towards your statement balance. Shortly thereafter, someone said that Wells Fargo is dropping this $25 minimum in March and even provided a link. I checked the link and it looked legit, but since then, the user has deleted their post and ...Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and ...Instagram:https://instagram. silk'n bellavisage hybrid facial device bundlemass heal 5eunemployment login in massfls flash seats The Motley Fool has positions in and recommends Alphabet, Apple, JPMorgan Chase, and Visa. The Motley Fool recommends Marriott International and recommends the following options: long January 2023 ... genserv logintoy hauler extend a room The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new "plastic standard" when it comes...Wells Fargo Active Cash $200 SUB for $500 Spend (New Offer) Doesn't look like any really mentioned this except for somebody who mixed up the active cash and the autograph. Anyway that's a good deal since it'll be a %40 return and the unlimited %2 back. I applied and got it with a 10k cl. Vote. walgreens on 47th and ashland I was researching the new Wells Fargo Active Cash CC and it seems to be really good personally. It has a flat-rate cash back of 2%, $200 Sign On Bonus, 0% APR for the first 15 months. Since I'll be paying the $1439 immediately, I think it's a pretty good choice. I've only ever seen ads for Wells Fargo but they seem decent? What does this sub think?I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren’t covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.To learn of any changes, call 1-866-229-6633. Part 1: Important Details About Using This Credit Card Account What is this application for? What do you agree to by applying for …